i. An employee of Dhamini Sacco society or its investment.
ii. In self-employment through private membership.
iii. Has attained the age of 18 years.
iv. Must be of good character and of sound mind.
v. Pays the registration fee and share capital as prescribed in the SACCO by-laws.
i. One needs to fill a membership registration form which is available on our website www.dhamini.com.
ii. A non-refundable registration fees of Ksh-1500/= is applicable.
iii. Attached copies of National ID & one passport photo.
iv. We also have MOUs with corporate organizations who do the check offs every month.
v. Chama groups are also allowed once they have submitted their documents and gone through our vetting.
i. Voluntary saving plan.
ii. Faster Access to loan facilities with a wide range of customised loan products.
iii. Hustle free borrowing.
iv. Low interest on loans as compared to other financial institutions such as banks.
v. Affordable registration fee and affordable minimum share capital.
vi. Low interests of reducing balance method.
vii. Interest on members’ deposits & dividend for members every year.
viii. Funeral Cover for members in case of death of up to Kes 100,000/-.
ix. A solid financial institution that safeguards member’s funds.
x. Affordable medical cover.